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Overdraft fees and penalties are unfair. We could all appreciate ways to get extra cash.

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Previous Cash Back Rewards Enroll one or more cards, then shop and dine at partnered businesses. Earn extra cash automatically and cash out when you want.

Payments are sent via PayPal. Sign up here at Paid Viewpoint. Slice the Pie Get paid online to listen to and review music from new artists.

Your money will transfer directly to your bank account. Swipe your card and ask to run it "as credit" then sign rather than entering your PIN.

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Cash out your cash rewards anytime, with no minimum accrual required. Cash Outs may take up to thirty minutes, actual transfer speeds will depend on your bank connection.

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For more information, see our Terms of Service. Cash Out Access your pay as you earn it. It's not "free" money, it's your money -- without waiting for your employer's payday. When your paycheck is direct deposited, Earnin will deduct the total amount you cashed out plus tips.

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Individual maxes may vary. Other restrictions may apply. See our Terms of Service for more details.

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Tip Yourself An easy, fun and free way to start saving money in the Earnin App. Create a Tip Jar for your savings goal, such as a rainy day fund.

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Reward your everyday wins, like working out or eating healthy, by putting a few bucks in your Tip Jar. Share your reason for saving to inspire community members like yourself.

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Balance Shield Helps you monitor your bank account balance so you can reduce your chances of overdrafting. For online earnings deposit information visit our Terms of Service.

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Minimum tip is to automate the service and may be turned off at any time. Tips are not required in order to use the Cash Out service. Cash Back Rewards Enroll one or more cards, then shop and dine at partnered businesses.

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