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ATMs are widespread, even in small towns. Credit cards are accepted at most hotels and restaurants. ATMs limit withdrawal amounts depending on which bank they belong to.

Perched atop a hill overlooking the city, Palanok castle had its first mention in the 11th century, but in the 14th century, this castle was an important strategic fortress for the Kingdom of Hungary. It was built when Hungary owned the area, and supports a huge clock tower which used to be one of the best in Europe perks of being one of the best and earliest clock towers in Europe!

This can be as low as uah. The best way to manage your money here is to take it out of your account in hryvnya.

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ATMs are often slow and clunky. The English translations of the instructions can be unclear. Your own bank will charge you a small fee for taking out foreign currency. When possible, try to avoid street ATMs and use those inside bank offices to avoid card-number theft. Cash Exchanging currency is still very much a part of everyday life for many locals.

Hoarding hard currency is still common. Rip-off rates are unusual.

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US dollars, euros and Russian roubles are the easiest currencies to exchange. The British pound is harder to exchange, except in Kyiv.

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In western Ukraine, Polish zloty and Hungarian forints are widely accepted. Banks and currency exchange offices will not accept old, tatty notes with rips or tears.

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US dollar bills issued before cannot be exchanged. Also, be alert to possible credit-card fraud.

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The process can be long and rather bureaucratic. Western Union and many similar services will receive money wired from anywhere in the world.

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Currency The Ukrainian hryvnya uah is divided into kopecks. Coins come in denominations of one, five, 10, 25 and 50 kopecks.

InUkraine started minting new coins in denominations of one, two, five and 10 hryvnya. Notes come in one, two, five, 10, 20, 50,and hryvnya. Kopecks have become virtually worthless and prices are often rounded up or down.

Coins of to 25 kopecks are being phased out, but remain valid.

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There is a chronic shortage of change throughout the country — try to give the correct money whenever you can. In Russian-speaking regions, people may use the word rouble when they mean hryvnya from force of habit.

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Exchange Rates.