7 of the Best Money-Making Apps of 2020

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7 of the Best Money-Making Apps of - NerdWallet

However, this does not influence our evaluations. Our opinions are our binary options on windows phone. For those looking to make money in an easily accessible way, apps provide plenty of avenues to consider. You can use your smartphone to take surveys, pick up a side project, sell your unwanted stuff and more. Ibotta How it works: Ibotta lets you earn cash back on in-store and online purchases at over 1, brands and retail chains.

Originally for groceries, it has expanded to include clothing, entertainment, pet supplies and other categories.

Your phone might be a good place to start. There are quite a few apps designed to help you earn some extra dough, either in the form of gift cards or standard cold, hard cash. There is a trade-off, however. Nearly any kind of reward app, even the legitimate ones, will track at least some of your personal data.

Offers can be product or retailer-specific — and some will automatically be applied. There are three possible ways to earn cash back in stores: Add offers and submit your receipt in the app after your shopping trip, link your retailer loyalty accounts or pay directly through the app where you can quickly earn reviews a linked debit or credit card.

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For online purchases, you shop through the app or website. Payment: PayPal, gift card or direct to a bank account. Cons: Making money can be a slow process. For online shopping, the pending period for earning cash back varies by retailer.

How to make money online and offline

But for some, it can take several months to get credit for your purchase. For example, at where you can quickly earn reviews time of this writing, the average pending period for Macys. Download: AndroidiOS. Users can also earn cash back on travel, gift cards and more.

You can also link a credit or debit card to your Rakuten account to earn cash back in-store — as long as you activate the deal through the app first. Rakuten credits the cash back to your account after it confirms the purchase with the retailer, which it says can take a few hours to several days.

Payment: PayPal or check.

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You can also earn sign-up and referral bonuses. Cons: As with most cash-back servicesyou have to spend money to earn money. NerdWallet makes managing your finances easy Keep track of your spending, credit score, and even find fresh ways to save.

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Sign up — it's free 3. Swagbucks How it works: Swagbucks is a cash-back and rewards app. You earn points, called "SB," by shopping, taking polls, watching videos, playing games or fulfilling other tasks through Swagbucks. You can redeem those points for gift cards or get cash back to your PayPal account.

1. Take Online Surveys And Share Your Opinion

The total points awarded can vary by task. For example, surveys are typically worth about 40 to SB points each. The minimum balance required to redeem depends on the payout option you choose, but some gift cards are available for as low as SB.

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Payment: Gift card or PayPal. Payments usually arrive within 10 business days after redemption. With many tasks valued at pennies, it can take a fair amount of time and effort to make substantial money. Users often report getting kicked out of surveys in the middle of taking them. This can be due to demographics or dishonest or inconsistent answers, according to Swagbucks.

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Fiverr How it works: Fiverr is a freelancing marketplace that features gigs in over categories, such as programming and video and animation.

You create a profile as a "seller" highlighting your expertise. Clients, known as "buyers," can click through and place orders.

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Fiverr assigns seller levels based on performance. Minimum withdrawal amounts vary and you may be charged a withdrawal fee, depending on which option you choose. You can also earn tips. Upwork How it works: Upwork connects freelancers to gigs in writing, design, marketing and other categories on the marketplace.

Then, you can submit proposals.

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Clients will review them and offer projects if you seem like a good fit. You can get paid on an hourly or per-project basis. Charges apply to some payment options, so be sure to check Upwork for details. Pros: Upwork helps take the work out of seeking out clients, establishing relationships and getting paid.

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The service also gives you the flexibility to set your preferred rate and schedule. Cons: The app is free to download, but initiating contact with clients costs money. Users also get charged a service fee. The more you earn, the more you get to keep.

Sarah Mitroff Feb. PT That expensive smartphone in your pocket could pay for itself -- you just have to download the right apps.