Plus warning signs to look for and advice on how to cope

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At the time, she and her husband, Andrew, were living well: a spacious home in a Chicago suburb, overseas travel, a kid in private school. For more than 15 years, Lisa, a successful doctor, had trusted the family finances to Andrew. Money was her husband's domain, she made clear to their financial adviser. Very quietly, he had nearly wiped them out.

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Lisa divorced him. The two remained civil.

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But last year Andrew went to Lisa with a request. Could she spare some cash to tide him over?

Don't lie to me

But infidelity can hit the pocketbook and wallet, too, when one spouse spends, borrows, withholds or hides money without telling his or her partner.

Such financial infidelity can damage a binary options chart types just as much as the sexual type, if not more so. I would have much rather you had sex with an intern. At least that I would have understood!

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But no: Don t lie to me quick money watch recent major study in the Journal of Consumer Research — one that surveyed people ages 19 to 83 — found similar rates of financial infidelity among young and old. Infidelity was consistent across genders and wealth also. Valecka, a financial planner in Dallas.

Don't Lie to Me

Mobile banking can be done with no paper trail of statements; online shopping results in emailed receipts, not hard copies. Older Americans are particularly vulnerable if their partner is dishonest about money. Or your spouse has established a post office box to which credit card statements are being sent. You would be absolutely floored to know how many people I have seen in their 50s who have never signed a tax return, yet they've been filing joint tax returns for the entirety of their marriage.

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Unusual transactions you wouldn't be expecting, such as large cash withdrawals, or if your spouse sets up new accounts in their name alone. Subjects were partnered U.

Telltale Signs of Spouses Who Lie About Money

Financial infidelity — call it FI for short — appears to be widespread. A Harris Compare trading platforms survey found that 41 percent of Americans who combine their finances with a spouse or partner admit to some form of misbehavior. An even bigger proportion of partnered people, about 75 percent, say that a relationship has been affected by financial deception.

Don t lie to me quick money watch stealth might not qualify as FI — say, the daily Frappuccino you don't tell your spouse about.

Other occasional indulgences might merely be misdemeanors. At the other end of the spectrum are major offenses — actions that, when they blow up, threaten a couple's financial security. That could mean borrowing or spending thousands of dollars, or cheating on taxes without a spouse's knowledge. It could even mean scheming to undermine a current spouse's future finances, says one financial adviser. Financial experts, therapists and divorce lawyers agree: The reasons for FI tend to fall into several key categories.

Here are seven of them. Addiction Drugs, shopping, gambling — just about any type of compulsion that requires cash — can be the spark.

Revenge FI can be payback when one spouse feels betrayed. Tom, 63, a sales executive in Miami, says his wife became irate after he had a financial setback.

7 Reasons Spouses, Partners Lie About Money

Her spending skyrocketed — she went behind his back to lease a BMW — until Tom decided his only chance for solvency was divorce. Social pressure In this Instagram-crazed world, where everyone's life looks better than yours, a money shortage can feel like a disgrace you have to hide. Robin learned this after she and Mark, both in their 50s, had dated for a couple of years, then started sharing her New Jersey apartment.

He had gone bankrupt. His current work was quasi-illegal. Different values Older couples often disagree about supporting adult children. When the husband found out, he cut off the son, not restoring the money — even when his son had to sleep in his car — until he got a job. Anxiety Secret hoarding or spending can fulfill a deep emotional need, says Ed Coambs, a marriage and family therapist in Matthews, North Carolina, who works with couples in financial crisis.

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Often, he explains, this behavior is not just a matter of deception but a coping mechanism stemming from childhood. Money hiders, for example, may come from families with boom-and-bust finances, never knowing whether they'd be living it up or scrimping.

There is a way.

As adults, he says, they might revert to their childlike emotional mindset. Affairs Sexual infidelity and the financial kind can easily go hand in hand, in part because the money for the incidental expenses has to come from somewhere — secretly.

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But even if financial misbehavior isn't funding the extramarital sex, they're often linked, Vasileff says. Several patients I work with have filtered money given to them for the household to secretly pay for therapy. A money-cheating partner can leave you feeling duped and foolish. With few exceptions, that debt your husband racked up playing the ponies?

If the IRS comes after you because your spouse lied on your taxes — and you didn't know or have a reason to know — you may be able to get relief. If you suspect that your spouse has been financially unfaithful, your first step, Greer advises, is to tell your partner about your concerns in a loving way — as much as is humanly possible.

I am worrying because Y. This is how I've been feeling. But your anger, however righteous it is, will probably only lay the groundwork for more lies.

Get credit reports for yourself and your partner. If you suspect he or she is lying, these are effective tools for learning whether any loans you don't recognize have been taken out in either of your names.

Tired of People Lying to You? Yet, according to Bella DePaulo, Ph. Most people lie to someone else at least once or twice a day, and over a week, they lie to 30 percent of the individuals they interact with.

If you have a financial adviser you never talk to because that's your spouse's job, the three of you need to sit down for what could be a painful discussion. While serious financial breaches often end in divorce, couples can and do survive. Such was the case with Sharon, now in her 60s, a former executive in Los Angeles. Early in her marriage, she'd had an affair, but she and her husband, Travis, stayed together. Years later, when they were both unemployed, Travis caused them to lose most of their possessions, which were in storage; he'd failed to pay the monthly fees, then secretly tried to catch up but couldn't bring himself to tell Sharon about the shortfall until it was too late.

This story originally published in the June issue of National Geographic magazine. In the fall of Princeton University welcomed into its freshman class a young man named Alexi Santana, whose life story the admissions committee had found extraordinarily compelling.

The two, still struggling financially, remain married. After Carol divorced her shopaholic husband, she fell in love with Alex, the man who is her spouse now.

One thing that attracted her to Alex, she says, was the respect he had for her feelings — including, crucially, her feelings about spending and saving money.